Experience
RGC Capital’s Founding Member has over 40 years of experience in the Mortgage Industry and has closed more than 3500 Real Estate Loans. This expertise has helped RGC Capital grow significantly in recent years.
Speed
RGC Capital has Streamline Processing where we help You from Inception to Completion. Our In-house Underwriting allows for Proficiency, Flexibility, and Ease when it comes to Funding your Loan.
Certainty
RGC Capital has Reliable and Transparent Lending Options with a proven Source of Funding through our Vast Investor Base. We as a Business have and will continue to Deliver with Confidence and Client Satisfaction.
Explore Our Loan Programs
Private Money & Hard Money Loans
Direct Lending • Fast Closings • Asset-Based Financing
Designed for investors seeking direct access to capital for acquisitions, cash-out opportunities, refinancing, and time-sensitive transactions that require speed and flexibility.
Commercial Stated Income Loans
Nationwide Lending • No Tax Returns Required • Simplified Qualification
Commercial financing solutions for self-employed borrowers, investors, and business owners who prefer to qualify using stated income and alternative documentation.
Fix & Flip Loans
Up to 90% LTV • Up to 100% LTC • Up to 80% ARV
Acquire, renovate, and resell investment properties with financing designed to maximize leverage and help investors expand their portfolios.
Bridge Loans
Short-Term Financing • No Prepayment Penalty • Quick Funding
Access temporary capital when timing is critical for acquisitions, refinancing, transitional properties, and investment opportunities.
Construction Loans
Ground-Up Financing • Flexible Draw Schedules • Start-to-Finish Funding
Funding solutions for residential and commercial construction projects with structured draws designed to support every phase of development.
Alt Doc Loans
Alternative Documentation • Bank Statement Options • Flexible Qualification
A financing solution for borrowers with non-traditional income sources who need alternatives to conventional documentation requirements.
Nationwide Commercial Lending
RGC Capital’s nationwide stated income commercial lending platform meets the unique needs of businesses. Whether expanding, downsizing, or needing working capital, our tailored solutions help you achieve your goals. Leveraging our extensive network and industry expertise, we provide flexible financing options to ensure you have access to funds. Experience seamless and reliable commercial lending with RGC Capital, empowering your business to thrive in today’s market.
30 Year Fixed Loan
Ideal for real estate investors searching for a long-term fix rate principal and interest loan with no balloon payment. Nationwide broker friendly.
1 Year Bridge Loan
Investors seeking short term financing with no prepay clause for their real estate investments. Lite documentation speed and ease of underwriting.
Fast & Easy Loan
Designed for real estate investors with credit issues, low FICO scores or other derogatory matters. Who has sufficient equity to leverage for common sense underwriting.
Fix & Flip Loan
High leverage loans up to 90% Loan to Value (LTV). For purchase and rehab of 1-4 residential investment properties. Rehab financing is available up to 100% Loan to Cost (LTC) and After Repair Value (ARV) options of 80% to help grow your investment property portfolio.
Flexible Lending Options with Stated Income: Alternative Documentation
RGC Capital’s flexible lending options cater to investors and borrowers alike who may not fit the traditional lending requirements. With our stated income loan programs, you can qualify based on your declared income rather than using your income taxes. This alternative documentation approach is ideal for self-employed individuals, entrepreneurs, and freelancers or those with non-traditional income sources. We make the loan process simpler and faster without compromising on security or transparency.
Client Testimonials
Ready to Connect with RGC Capital?
Schedule your consultation today and get expert guidance tailored to your needs.