Loan Programs

RGC Capital Loan Programs

Our Loan programs are designed to help you evaluate the type of rate that works for you!

Property Types

Our loans serve a wide variety of property types to accommodate to your needs. These include: SFRs, Condos, 2-4 Units, Multi-Family Apartments (5+ Units), Mixed-Use & Mobile Home Parks, Office, Retail, Warehouse, Industrial, Self-Storage, and Automotive, Churches, Banquet Halls, Restaurants, Bars, Night Clubs, Motels, and Vacant Land.

Ideal for real estate investors and business owners seeking lower payments on a long-term, fixed-rate loan with no balloon payment.

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Alternative documentation designed for non-bankable loan scenarios. This loan program is uniquely structured toward investors and small business owners.

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Structured for a quick closing without the red tape. We offer 1st and 2nd trust deeds financing for purchase or refinance transactions. Providing creative solutions for your unique loan scenarios.

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Designed for “fix-and-flip” investors who are seeking a short-term, interest-only loan to acquire and improve a property based on its “as repaired value” (ARV).

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Construction

($500M PROJECTS)

We help you turn your land into the highest and best use with Commercial Real Estate Services.

What We Provide

  • 24 Hour Approvals
  • Rates Starting at 9.5% Interest
  • Challenged Credit OK
  • Limited Title Seasoning
  • No Debt-to-Income Requirements
  • No Prepayment Options
  • $200,000 to $10,000,000
  • Residential, Commercial, Industrial & Land
  • 1st & 2nd Trust Deeds
  • Up to 70% Loan to Value
  • Blanket Loan Offered
  • Closings within 7-10 Days
  • Broker Friendly

Submit Your Loan Scenario

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