Private Money
(877)238-3837
Private Money – California Only
Structured for a quick closing without the red tape. We offer 1st and 2nd trust deeds financing for purchase or refinance transactions. Providing creative solutions for your unique loan scenarios.
Program Highlights
- Lite documentation
- Speed & easy, No appraisal
- Interest only single digit rates
- Foreclosure, Low Fico, Bankruptcy acceptable
- Broker Friendly – Referral Fees paid!
Property Types
- Investor 1-4: SFR, Condo, and 2-4 Units
- Multi-Family Apartments (5+ Units)
- Mixed-Use & Mobile Home Parks
- Commercial: Office, Retail, Warehouse, Industrial, Self-Storage, and Automotive
- Churches, Banquet Halls, Restaurants, Bars, Night Clubs, Motels, and Vacant Land
Here are the required items to process your loan:
1. Sign RGC Capital loan proposal (LOI)
2. Driver’s license & social security card from the borrower
3. Two most recent bank statements
4. Lease(s) if property is being rented
5. Loan application (click here for the business purpose application)
6. Interior and exterior photos
7. Current mortgage statement and insurance – for all properties owned
8. Entity documents (if corporation or LLC )
9. Exit strategy letter
Best Hard Money and Private Money Lending in California
Hard money loans are a category of loans that are secured by real estate property. It is one of the popular financing tools for real estate investors. Private money loans allow real estate investors to get quick access to cash. Borrowers can get quick cash within 5 to 7 days of applying for a hard money loan.
Real estate investors as well as house flippers, there are multiple advantages of opting for a private money loan. It is easily accessible when you want to secure an investment purchase. Since hard money lending is asset-based, there is less attention paid to the creditworthiness of the borrower.
The quick access to funds, flexibility, and low requirements that hard money lending provides makes it the right option for real estate investors. In addition, if your property does not qualify for other types of financing options, hard money lending is the best alternative.
RGC Capital For Hard Money Loans in California
RGC Capital is your reliable financial partner for hard money lending in California. As a reputable commercial lending company, we help businesses and entrepreneurs achieve their goals. We are one of the top-rated hard money and private money lenders in California with a proven track record.
Why RGC Capital For Hard Money Lending?
- Reliability & Transparency
Having more than 35 years of lending experience, we are proud to be known as one of the most trusted loan firms for hard money lending. Our transparent and hassle-free loan processes have earned us the reputation of a dependable company for private money loans in California.
- Quick Approval
Our team works efficiently to secure your loan approval and close your escrow expeditiously. Through our lending platform, we have optimized the entire process to fund your loan quickly.
- Flexible Options
At RGC Capital, we offer a range of hard money lending programs which we can tailor to meet your needs. We offer fix and flip loans, bridge loans, cash out refinance and 2nd trust deeds loans to suit the various requirements of real estate investors.
- Experience
RGC Capital has closed more than 2000 loan transactions over the past 35 years. Over the years, we have proven to be a trusted source for hard money lending for real estate investors. When it comes to lending hard money quickly, RGC Capital is the name you can rely on.