Expert Commercial and Private Money Lender for Fast, Flexible Funding

Experience

RGC Capital’s Founding Member has over 36 years of experience in the Mortgage Industry and has closed more than 3000 Real Estate Loans. This expertise has helped RGC Capital grow significantly in recent years.

Speed

RGC Capital has Streamline Processing where we help You from Inception to Completion. Our In-house Underwriting allows for Proficiency, Flexibility, and Ease when it comes to Funding your Loan.

Certainty

RGC Capital has Reliable and Transparent Lending Options with a proven Source of Funding through our Vast Investor Base. We as a Business have and will continue to Deliver with Confidence and Client Satisfaction.

Flexible Lending Options with Stated Income: Alternative Documentation

RGC Capital’s flexible lending options cater to investors and borrowers alike who may not fit the traditional lending requirements. With our stated income loan programs, you can qualify based on your declared income rather than using your income taxes. This alternative documentation approach is ideal for self-employed individuals, entrepreneurs, and freelancers or those with non-traditional income sources. We make the loan process simpler and faster without compromising on security or transparency.

Nationwide Commercial Lending

RGC Capital’s nationwide stated income commercial lending platform meets the unique needs of businesses. Whether expanding, downsizing, or needing working capital, our tailored solutions help you achieve your goals. Leveraging our extensive network and industry expertise, we provide flexible financing options to ensure you have access to funds. Experience seamless and reliable commercial lending with RGC Capital, empowering your business to thrive in today’s market.

30 Year Fixed Loan

Ideal for real estate investors searching for a long-term fix rate principal and interest loan with no balloon payment. Nationwide broker friendly.

1 Year Bridge Loan

Investors seeking short term financing with no prepay clause for their real estate investments. Lite documentation speed and ease of underwriting.

Fast & Easy Loan

Designed for real estate investors with credit issues, low FICO scores or other derogatory matters. Who has sufficient equity to leverage for common sense underwriting.

Fix & Flip Loan

High leverage loans up to 90% Loan to Value (LTV). For purchase and rehab of 1-4 residential investment properties. Rehab financing is available up to 100% Loan to Cost (LTC) and After Repair Value (ARV) options of 80% to help grow your investment property portfolio.

Loan Programs

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